If you are entering the workforce today, how many times do you think you will change jobs before you retire? A dozen? In fact, Penelope Trunk, a columnist on careers for the Boston Globe, estimates that today’s new employee will change jobs every two years.   Because it is an important investment, most people spend

When I do consulting work for businesses, I continue to find owners who manage their operations with a fanatical devotion to avoiding taxes. ALL TAXES. I hate taxes, but it’s a mistake to focus so much energy on minimizing taxes that writing the smallest possible check to the IRS becomes the alter upon which larger

Some in our industry have been proposing a second interchange for some months now and that was the topic of last month’s column (visit our web site if you didn’t see part one). A bad idea. Part of their proposal is using OEM numbers to write interchange.   That’s folly.   The OEMs have no